What It Means to Bank With FTSB

Iowa is a great place to live, work and bank. In fact, the only other state that has more banks per capita than Iowa is North Dakota, per 2017 FDIC and U.S. Census data. This means Iowans have a variety of choices for their financial needs. Plus, Iowa is a state of responsible lenders and borrowers, showing our Iowa values. Iowans have much lower credit card debt per capita than the national average, per a study by Value Penguin. “The average householder in Iowa holds just $3,885 in credit card debt, which is almost half as much as the rest of the nation,” reports Value Penguin in its study. In addition, Iowans also have much lower mortgage delinquency rates than the national average, according to data from the Mortgage Bankers Association. Iowa has a 1.78 percent delinquency rate, compared to the national average of 2.91 percent.


As an Iowa bank, FTSB believes in Iowa values and helping others.  We are invested in the growth and success of our local Iowa community. It is our goal to help our customers achieve their goals, whether it’s the small businesses on Main Street or the farmers working the fields.


Three Key Benefits of Banking With FTSB

  • We provide a personal touch. Our bankers often know customers by name. This commitment to high quality customer service creates a level of comfort and trust between the banker and consumer that can help ease the stress of applying for a loan.
  • We provide a variety of services. Whether you’re looking to start a checking or savings account, open a certificate of deposit, start a retirement savings plan or trust fund, or need a mortgage – FTSB can help with your financial needs.
  • We provide several convenient ways to access your accounts. Whether you prefer the traditional method of working with a bank teller, using an ATM, or handling your accounts online or on your phone, FTSB provides the option that best suits your needs. This allows you to manage your accounts quickly and at your convenience.

*Member FDIC. Equal Housing Lender.