Online Banking

Calendar Contest

Calendar Contest

Thank you to all of our participants who entered the 2022 calendar contest. Calendars will be available mid-November at any of our five offices.

Cover Photo
Farming Through the Decades
Nancy Moklestad, Forest City

Cold Cow
Dale Fehr, Hampton, IL

Iowa Through the Lens
Carrie Gatton, Algona

Kitten Yawning
Caleb Dirksen, Woden

Apple Tree Blooms
Sydney Main, Lakota

Summer Greens-Caterpillar on Dill
Kim Ostermann, Buffalo Center

Title coming soon
Bill Anderson, Buffalo Center

American Sunset
Lynn Eekhoff, Britt

Dale Fehr, Hampton, IL

Small Town Heroes
Lory Groe, Lake Mills

Title coming soon
Bill Anderson, Buffalo Center

Changing Times
Jody Smith, Buffalo Center

December Sparkle
Lory Groe, Lake Mills

    Calendar Contest Entry Form

    2022 Calendar Contest & Regulations

    1. Photos and entry forms must be received by July 31, 2021 in order to be eligible for the contest.
    2. All entries must be of outdoor themes. Both landscape and close up shots are acceptable. All photos must represent the scenic visual of northern Iowa and southern Minnesota.
    3. Photo requirements: All images must be in digital format, with a minimum of 300 dpi. Only horizontal photos will be considered. Participants must turn in a completed and signed entry form. Digital images may be submitted by online submission, CD or on a flash drive. However, please be aware when submitting photographs on media that the media will become the property of FTSB and will not be returned.
    4. Winning photographers will receive $100. Each winner will be named with their respective photograph. Twelve photos will be selected. Winners will be announced after August 13, 2021, and will be contacted via email or phone. Winners will also be posted on
    5. The 2022 Calendar Contest is open to the public, not only customers of FTSB. Entrants can be of any age; if under the age 18, a parent/guardian must also sign the entry form.
    6. Participants can submit up to four photos. No entry fee is required.
    7. A maximum of two photos may be selected per person.
    8. Entries will be judged based on appeal, content and photographic skill. A panel of judges will select the thirteen winning photos. The decision of these judges is final.
    9. All winning photographs remain the property of FTSB. Winning entrants grant FTSB an irrevocable, perpetual license to reproduce, distribute, display and create derivative works of the photograph.
    10. If the photograph contains any elements or materials that are not owned by the entrant and/or are subject to the rights of third parties, the entrant is responsible for obtaining an appropriate release and consent necessary to permit the exhibition and use of the photograph in the manner set forth in these official rules.
    11. Farmers Trust & Savings Bank assumes no responsibility for submissions. Selected images are used on a non-exclusive basis. FTSB retains the right to use photos in any advertising, public website (, social media and/or promotion it deems suitable.
    12. Entrants agree that personal data, especially name and address, may be processed, shared and otherwise used for the purposes and within the context of the contest and any other purposes outlined in these official rules.