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Tips for Adjusting Your Budget to Accommodate Grandchildren

Learning that you’re going to be a grandparent – whether it’s for the first time of the 15th – is a joyous moment. It can also bring additional saving opportunities. A few simple changes to your budget can allow you to celebrate your grandchild’s milestones the way you envision.   There are many ways you […]

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Set New Year’s Resolutions for Your Finances in 2019

The holidays are over, and a new year has arrived. That means it’s time to set some new year’s resolutions. While resolutions involving your physical health are important, FTSB recommends setting resolutions for your finances as well.   Five Financial New Year’s Resolutions for 2019 Financial resolutions should be realistic goals that can be achieved […]

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7 Steps to Improve your Financial Situation

Displaying a sound understanding of financial literacy is key to managing debt, saving for future expenses and avoiding financial hazards like bankruptcy, defaults or foreclosures. Unfortunately, according to the Urban Institute, 35 percent of adults have a debt in collection reported in their credit files, which shows that handling finances responsibly can be easier said […]

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Tips for Avoiding Online Dating Scams

Social media networks and dating websites have become increasingly popular tools for meeting and communicating. Unfortunately, fraudsters have capitalized on this trend and often create fake profiles to lure in victims, establish romantic relationships and eventually, extort money. According to the FBI, over $220 million was lost in 2016 to online romance scam artists. Older […]

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What It Means to Bank With FTSB

Iowa is a great place to live, work and bank. In fact, the only other state that has more banks per capita than Iowa is North Dakota, per 2017 FDIC and U.S. Census data. This means Iowans have a variety of choices for their financial needs. Plus, Iowa is a state of responsible lenders and […]

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