Online Banking


Checking AccountsFreedom Checking
Non-interest bearing
Spirit Checking
Non-interest bearing
Super Now Account
Interest bearing
Veterans Honor Account
Interest bearing
Minimum Balance to Open $.01 $.01 $.01 $100
Monthly Minimum Balance None $200 daily balance or $1,000 minimum average daily balance each statement cycle $500 daily balance or $1,000 minimum average daily balance each statement cycle $.01
Monthly Service Charge None If minimum balance requirements are not met: $5 fee and $0.15/debit charge If minimum balance requirements are not met: $8 fee and $0.15/debit charge None
Debit Card (Subject to approval by FTSB) Included Unlimited debit card activity Included Unlimited debit card activity Included Unlimited debit card activity Included Unlimited debit card activity
Statements e-Statements required Paper or e-Statements available Paper or e-Statements available Paper or e-Statements available
Checks Unlimited check writing
First box of checks included
Unlimited check writing Unlimited check writing Unlimited check writing First box of checks included, $5 off after first box
Additional Details N/A $2 minimum balance fee for students 22 and under and seniors 62 and older

Non-profits are eligible for one account with no monthly service charge

Available to corporations & small businesses
N/A Earn .15% above posted CD rates

$5 off annual safe deposit box.

A $10 donation will be made to the VFW, American Legion, Auxiliary, Iowa Veterans Trust, Hunting with Heroes or FAVA upon opening; a donation will be made yearly to the same organization in the amount of $2 for every $1,000 average balance Identity theft insurance included - $5,000 per account*